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200 W Miner Ave.
PO Box 169
Ladysmith, WI 54848

Monday-Thursday
Lobby Drive-Thru
8:30- 4:00 8:30 - 5:00
Friday
Lobby Drive-Thru
8:30- 4:30 8:30 - 5:00
Saturday
Drive-In
8:30 - 12:00

County Market Location
400 West 9th Street North,
P.O. Box 169
Ladysmith, WI 54848

Monday-Friday
10:00 - 6:00

Saturday
8:00 - 1:00

Deposit Products


Checking Accounts

No Frills Checking

  • Minimum balance to open an account $100.00
  • No Service Charges
  • Unlimited check writing
  • E-Statements available monthly including check images
  • Compact disc available for check images available quarterly, semi-annually, or annually $5.00 fee per CD
  • Bill Pay available (optional) – if not used once per month a $4.95 service charge will occur
  • Mobile Banking (optional)

Senior Checking

  • Available to all persons over age 55
  • Minimum balance to open an account $100.00
  • No Service Charges
  • We purchase your first order of checks
  • Unlimited check writing
  • E-Statements available monthly including check images
  • Compact disc available for check images available quarterly, semi-annually, or annually $5.00 fee per CD
  • Eligible for Senior Momentum Club -  Ask for details
  • Bill Pay available (optional) – if not used once per month a $4.95 service charge will occur
  • Mobile Banking (optional)

E-Account Checking

  • No minimum balance
  • E-Statements
  • At least 1 ACH deposit
  • 10 debit card transactions per statement month
  • No monthly charge for debit cards
  • Online Banking available (optional)
  • Mobile Banking available (optional)
  • Bill Pay available (optional)
  • Popmoney available (optional)

    *Subject to bank approval
    *Must meet all requirements or a $7.50 service charge will be applied
    *A $4.95 charge will be assessed in addition to the service charge if the Bill pay is not used 1 time per month

Business Checking

  • Minimum balance to open an account - $100.00
  • Monthly service charge $5.00
  • Per debit item 20¢; 10¢credit for every $100.00 average monthly balance
  • E-Statements available monthly including check images
  • Compact disc available for check images average quarterly, semi-annually, or annually $5.00 fee per CD
  • Bill Pay available

Health Savings Account

  • Tax-exempt account that allows you to write checks to pay medical expenses for you and your family
  • No minimum balance to open
  • Earns monthly interest
  • E-Statements available monthly including check images

Passbook Savings Accounts

Personal Passbook Savings

  • Minimum balance to open an account $100.00
  • If quarterly average balance falls below $100.00 there is a quarterly service fee of $3.00
  • Withdrawals limited to 12 per quarter, $.50 charge per additional withdrawal
  • E-Statements available to those who receive paper statements

Christmas Club Savings

  • Minimum balance to open an account $10.00
  • Check issued annually on November 1st.

Business Passbook Savings

  • Minimum balance to open an account $100.00
  • If quarterly average balance falls below $100.00 there is a quarterly service fee of $3.00
  • Withdrawals limited to 12 per quarter, $.50 charge per additional withdrawal
  • E-Statements available to those who receive paper statements  

Certificates of Deposit

91 Day Certificate of Deposit

  • Minimum balance to open: $1,000.
  • Interest accrues daily.
  • The early withdrawal penalty for a 91 day certificate will be equal to the interest earned in 31 days.
  • This certificate is automatically renewable.

182 Day Certificate of Deposit

  • Minimum balance to open: $1,000.
  • Interest accrues daily.
  • The early withdrawal penalty for a 182 day certificate will be equal to the interest earned in 91 days.
  • This certificate is automatically renewable.

1 Year Certificate of Deposit

  • Minimum balance to open: $1,000.
  • Interest accrues daily.
  • The early withdrawal penalty for a 1 year certificate will be equal to the interest earned in 91 days.
  • This certificate is automatically renewable.

2 Year Certificate of Deposit

  • Minimum balance to open: $1,000.
  • Interest accrues daily.
  • The early withdrawal penalty for a 2 year certificate will be equal to the interest earned in 182 days.
  • This certificate is automatically renewable.

3 Year Certificate of Deposit

  • Minimum balance to open: $1,000.
  • Interest accrues daily.
  • The early withdrawal penalty for a 3 year certificate will be equal to the interest earned in 182 days.
  • This certificate is automatically renewable.

5 Year Certificate of Deposit

  • Minimum balance to open: $1,000.
  • Interest accrues daily.
  • The early withdrawal penalty for a 5 year certificate will be equal to the interest earned in 182 days.
  • This certificate is automatically renewable.

IRA Accounts

Talk with our IRA Specialist for your IRA needs. We offer Traditional, Education, Roth and Rollover IRAs at competitive rates. Call us at 715.532.5551.

 

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